Planning Team


Pat O'Hara (Managing Director) pat@planitplus.co.uk

Pat has been in the financial services sector since 1979 in a variety of different roles within insurance companies and advisory firms. He founded the business in 1991 and aside from running it, he works closely with individuals and businesses, to provide advice across all areas of the financial spectrum, with particular expertise in investment, pensions and tax planning. He holds the Advanced Financial Planning Certificate and firmly believes in the provision of sound professional advice but without the jargon and "stuffiness" normally associated with the financial services world.


Michelle Mendoza (Commercial Director) michelle@planitplus.co.uk

Michelle is both a Certified Financial Planner and Chartered Financial Planner, and also holds the UKSIP Investment Management Certificate. She has recently achieved Fellowship of the Personal Finance Society. She is one of only a few Financial Advisers in the country who are authorised by the Financial Services Authority (the FSA) to give advice on Long Term Care related plans. She is also a member of Symponia, whose members have been specially selected to work with Care Homes across the UK http://www.symponia.co.uk If that isn't enough, she is also a licensed Estate Planner, which means that she can not only give you advice about how to make tax effective Wills, she can actually put these in place for you.


Paul Munday paul@planitplus.co.uk

Paul is one of our financial consultants and has 13 years experience in the financial services industry. He takes great pride in his ability to make complex areas of advice seem simple and easy to understand. Being fully qualified to give advice in all areas, Paul works primarily with the employees of our clients operating employee benefit schemes, in relation to their pensions and other planning requirements, although he also deals with many other individual clients. He has particular expertise in relation to the Pensions legislation, supported by additional relevant qualifications.


David Waddington david@planitplus.co.uk

David has 14 years experience mainly dealing with the planning needs of individuals and their families. Although able to demonstrate all round abilities, his clients are particularly drawn to his specialist knowledge of investments and personal pensions. He currently holds the FPC qualification and is studying for a Diploma in Financial Planning.